Benefits of Insurance Case Story: Laminitis in a horse

 This is a disease that increases the level of cortisol in the body, contributing to laminitis. Having been diagnosed, Milly will now require medication at a cost of £1-£3 per day for the rest of her life. This is to help prevent further episodes of laminitis. Regular check-ups and blood samples will also be required to monitor the disease. Steph will also have to make sure that Milly is kept lean to prevent recurrence of laminitis. This will require restriction of grass eating by using a grazing muzzle, turning out onto a bare paddock, or by minimising the amount of time that Milly is allowed to graze for.

Laminitis is a preventable disease in most cases. But, once the horse has it, it can be very painful and take a long time to resolve. Although the environmental management may be relatively inexpensive, the diagnosis and treatment can be costly as seen with Milly. Insurance can be beneficial in these cases as it covers the cost of the more expensive diagnostics and treatment. This is especially useful if treatment is required for a long period of time.