What type of insurance is best for my horse?

It might not seem like it but choosing the best insurance for your horse is no easy feat. There really are just so many providers and policies from supermarket chains to specialised equine brokers. Trying to pick the right one for you and your horse can be a headache. Decisions aside ensure that any provider you are interested in is registered with the Financial Conduct Agency FCA. They will make sure that the company conducts itself appropriately in order to protect you the customer. All insurance brokers must be on the register.  

Some basics
Its generally a good idea to choose a company that specialises in horses. Mostly just because they will have more experience dealing with equine claims when compared with a general provider. This will make the whole claims process easier for everyone. Whichever company or policy you pick in the end always read the fine print. 
There has been many a horse owner whos realised too late that their policy doesnt cover something they really need but often just because they havent read their policy thoroughly. Remember the fine print is important. If you have trouble understanding anything in your horses policy your vet might be able to help explain it to you. This is often the case with very attractive prices at the end of the day you get what you pay for. Whilst you do need to think about whats feasible for you in terms of premium and excess its no help if a much lower price doesnt provide the necessary cover for your horse. 
Why does your horse need insurance?
Aside from the obvious risk of veterinary fees for our expensive equine friends its a good idea to insure your horse for other reasons too. These include in the heartbreaking events of him being stolen lost